How to get fee-free ATM withdrawals in the USA with a Wise card.
Travelling abroad can be a fun experience, but nobody likes to be ripped off, especially when it comes to accessing your funds. For many, using a Wise card (formerly Transferwise) has become a convenient solution for managing finances across borders.
However, one persistent challenge faced by users is finding ATMs (cash machines) in the USA where they can withdraw cash without incurring hefty fees. Most US banks impose charges ranging from $2 to $4 for withdrawals made with cards outside their network. This has left many travellers searching for a way to use a cash machine in the US while avoiding unnecessary expenses.
Surprisingly, the Wise website offers little guidance on this matter, leaving users to scour the internet for answers. Numerous online forums are inundated with enquiries from people seeking fee-free ATM (cash machine) options in the USA. Fortunately, after some exploration and trial and error, I’ve found the solution: Citibank.
Citibank ATMs in the USA are the cash machines users of multicurrency Wise cards need to withdraw dollars without fees. Unlike many other banks, Citibank does not levy charges on withdrawals made with Wise cards. This little nugget serves as a money-saving tip for travellers seeking to avoid the additional financial burden of ATM fees.
During a recent visit to the USA, I embarked on a mission to identify ATM options that wouldn’t dent my travel budget. After numerous attempts with fee-imposing machines at places like Bank of America and Chase, I found one with fee-free withdrawals: Citibank. Thanks to Citibank’s accommodating policy for Wise cardholders, I could access my money in dollars without incurring any unnecessary charges.
The convenience and cost-saving benefits of using a Wise card extend beyond fee-free ATM withdrawals. Wise offers a plethora of features that cater to the needs of globetrotter and business people. As a multi-currency account, Wise provides superb exchange rates, enabling users to transact in various currencies without exorbitant conversion fees.
Additionally, its functionality extends to international bank transfers, facilitating seamless transactions to destinations worldwide, including countries often problematic for regular banks like Ukraine.
Furthermore, Wise issues debit cards that offer unparalleled convenience and security for travellers. With its user-friendly app alongside a web interface and transparent fee structure, Wise surpasses traditional banks in providing a hassle-free financial experience for those on the move. By availing yourself of a Wise card through >>our referral link here<<, you can also enjoy the added perk of a fee-free transfer of up to £500.
The quest for fee-free ATM withdrawals in the USA is over. With Citibank’s accommodating policy for Wise cardholders, travellers can now use US cash machines with ease and peace of mind. Embracing the convenience and cost-saving benefits of a Wise card will enhance your overall travel experience, empowering you to explore the world without being encumbered by unnecessary fees. So, before embarking on your next adventure, equip yourself with a Wise card and unlock a world of financial freedom.
If you have found another bank in the US that doesn’t impose fees for Wise cards, tell us using the comment section below.
Using the Wise debit card (Australian Issued) in the USA on holiday. Can confirm that Citibank USA will now charge $3 per withdrawal